Farm, Agribusiness, Crop, & Equine Mortality/Major Medical Insurance
What we provide to you
At PDM Insurance, we know that farming & agribusiness operations aren’t just a hobby – they’re a livelihood. We also know that not any two ag operations are the same! Let us tailor coverage for your specific operation so that we can help to protect you from Mother Nature & other unforeseen accidents!
We cover all types of farming & agribusiness operations!
Equine Farms — including training, boarding, breeding, etc.
Cattle Farms — including beef, dairy, etc. swine & poultry confinement operations,
Fruit/Vegetable/Produce operations — including farmers markets, private sales, pick your own, etc.
Agritainment — corn maze, pick your own Pumpkin, etc.
Larger Agribusiness operations — grain storage, grain hauling, commercial farms, etc. and so much more, including hobby/gentleman farms!
We can offer you the proper general liability, product liability, dwelling coverage, outbuilding coverage, Farm equipment coverage, hay/feed/seed, etc., unlicensed farm vehicle liability & physical damage, ATV/UTV liability & physical damage, commercial farm auto, workers compensation, umbrella, and more!
Protect Your horses
Do you have your beloved Equine partner covered in case of Death, Injury, Sickness, Theft, or Disease?
At PDM Insurance, we also offer unique Equine Mortality & Major Medical coverages to protect your four-legged partners against those instances! Equine Mortality coverage helps to cover the costs associated with their death that’s caused by a covered accident, injury, sickness, disease, or theft. Equine Major Medical coverage helps to cover the costs associated with any veterinary medical and/or surgical expenses as a result of a covered accident, injury, sickness, or disease. Also included with ALL Mortality policies is an Emergency Colic Surgery Endorsement that provides coverage up to a certain limit for those emergency expenses.
Crop Insurance
We can also offer you coverage on some of the different commodities that you’re growing through our Crop Insurance program! Crop insurance protects your Corn, Soybeans, Wheat, Apples, Peaches, etc. against multiple different losses due to natural causes. There are numerous different plan types & options that vary by state & county, so be sure to set up a meeting with us to discuss your options!
SPRING CROP SALES CLOSING DATE - MARCH 15th
Crops Include: Spring Crops Include Corn, Soybeans, Grain Sorghum, Canning Beans, Potatoes, etc.
Make sure you contact us BEFORE March 15th to discuss coverage options on the crops listed above!
FALL CROP SALES CLOSING DATE -SEPTEMBER 30th
Crops Include: Fall Crops Include Wheat, Barley, etc.
Make sure you contact us BEFORE September 30th to discuss coverage options on the crops listed above!
PASTURE, RANGELAND, FORAGE (PRF) SALES CLOSING DATE - DECEMBER 1st
“The PRF Policy is an area-based insurance plan that covers perennial pasture, rangeland, or forage used to feed livestock. If provides producers a risk management tool to cover the precipitation needed to produce forage for their operation.” – USDA, Risk Management Agency
Make sure you contact us BEFORE December 1st to discuss your PRF options!
FRUIT CROP SALES CLOSING DATE - NOVEMBER 20th
Crops Include: Fruit Crops Include Apples, Peaches, Pears, etc.
Make sure you contact us BEFORE November 20th to discuss coverage options on your fruit!